Short-Term Investment Program

Debt Instruments / Mutual Funds / Fixed Maturity Plans / Equities / Derivatives / Commodities

increase investment flexibility

Money Market Funds

Suitable for investors with a conservative risk
profile and liquidity requirements

By means of the money market fund, clients may limit the possible losses from credit, market, and liquidity risks. PSS’s short-term investment program seeks to achieve liquidity and stable income derived from a diversified portfolio of primarily short-term fixed income instruments.

Have an appetite for risk and ready for some quick investments? With rising interest rates, investors with surplus money have a plethora of opportunities to invest for short periods.

Investment Span	Types of Products
Debt Instruments	The return of capital is certain, making them a good option to invest in. It is for low risk investors wherein one can always avoid the volatility in the market and park money. It provides up to 10.5 percent returns before tax deduction.
Mutual Funds	It has an investment horizon of more than a year with few exceptions while some has a maturity of one day to three months. Its entry and exit loads act as barriers. It has an annualized return of 8-10 percent.
Fixed Maturity Plans	It has a dividend distribution tax that is applicable. It is commonly comprised of close-ended products.
Equities / Derivatives / Commodities	It is for high-risk investors with financial expertise, who will be able to earn handsome returns in a short time. derivatives and commodity trading have also become features of short-term investments as deals can be squared soon.

All the above options are on the table keeping in mind a short investment cycle (6 months-1 year). Do not forget that the majority of short-term investments like equities have short-term capital gains tax associated with them.

BRIEFINGS

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Disclaimer

PSS GROUP IS A HOLDING COMPANY OF A CREDIT UNION, PSS TRUST AND CREDIT CORP. EF. OFFERING SAVING AND LOAN SERVICES IN SWEDEN, INCLUSIVE OF ALL EU BRANCHES AND ALL AFFILIATES OF AFOREMENTIONED FIRMS, OR OTHER FIRMS UNDER THE PSS GROUP OF COMPANIES [COLLECTIVELY “PSS”].

PSS TRUST AND CREDIT CORP. EF IS A MEMBER OF EUROPEAN TRUSTEES AND FIDUCIARIES ASSOCIATION (ETFA) AND AUTHORISED AND REGULATED IN THE SWEDEN BY THE FINANCIAL SUPERVISORY AUTHORITY. ITS REGISTRATION NUMBER IS 969754-4156. PRIVATE SCANDINAVIAN SPARKASSE LIMITED IS AN OPERATING SUBSIDIARY WITHIN THE PSS GROUP. PRIVATE SCANDINAVIAN SPARKASSE LIMITED IS NOT REGULATED AND NOT SUBJECT TO THE REGULATORY OVERSIGHT THAT GOVERNS OTHER PSS GROUP ENTITIES, WHICH INCLUDES BUT IS NOT LIMITED TO THE FINANCIAL SUPERVISORY AUTHORITY, FINANCIAL CONDUCT AUTHORITY, AND SECURITIES AND INVESTMENTS COMMISSION.

PRIVATE SCANDINAVIAN SPARKASSE AND CREDIT CORP. S.A OFFERS SECURITIES SERVICES AND IS A SUBSIDIARY WITHIN THE PSS GROUP. PRIVATE SCANDINAVIAN SPARKASSE AND CREDIT CORP. S.A IS REGULATED AND SUBJECT TO THE REGULATORY OVERSIGHT IN PANAMA AS A FINANCIAL SERVICE COMPANY. ITS REGISTRATION NUMBER IS 205443 AND THE OPERATING PERMIT NUMBER IS 908466 1-516576-2012-334347.

DIFFERENT TRADING SERVICES AND RELATED FINANCIAL SERVICES MAY BE CARRIED OUT INTERNATIONALLY BY SEPARATE ENTITIES OF PSS GROUP AND DISTINCT PSS LEGAL ENTITIES ACCORDING TO LOCAL REGULATORY REQUIREMENTS. AS SUCH, NOT ALL PRODUCTS AND SERVICES OFFERED ON THIS WEBSITE ARE PROVIDED BY ALL PSS SUBSIDIARIES AND AFFILIATES.

PSS GLOBAL PROCESSING CENTER (PSSGPC) AND BUSINESS PROCESSING COMPANY (PSSBPC) IS AN OPERATING SUBSIDIARY WITHIN THE PSS GROUP OFFERING BUSINESS PROCESSING AND SUPPORT FOR ITS GLOBAL CLIENTS. PSSGPC AND PSSBPC ARE NOT REGULATED AND NOT SUBJECT TO THE REGULATORY OVERSIGHT THAT GOVERNS OTHER PSS GROUP ENTITIES, WHICH INCLUDES BUT IS NOT LIMITED TO THE FINANCIAL SUPERVISORY AUTHORITY, FINANCIAL CONDUCT AUTHORITY, AND SECURITIES AND INVESTMENTS COMMISSION.

PRIVATE SCANDINAVIAN SPARKASSE LTD IS AN OPERATING SUBSIDIARY WITHIN THE PSS GROUP. PRIVATE SCANDINAVIAN SPARKASSE LTD IS NOT REGULATED AND NOT SUBJECT TO THE REGULATORY OVERSIGHT THAT GOVERNS OTHER PSS GROUP ENTITIES, WHICH INCLUDES BUT IS NOT LIMITED TO THE FINANCIAL SUPERVISORY AUTHORITY, FINANCIAL CONDUCT AUTHORITY, AND SECURITIES AND INVESTMENTS COMMISSION. THE PSS GROUP COMPRISES A SUBSTANTIAL NUMBER OF DOMESTIC AND FOREIGN COMPANIES, INCLUDING SECURITIES COMPANIES AND FINANCIAL SERVICES PROVIDERS THAT ARE LICENSED BY REGULATORS IN THE COUNTRY OF THEIR INCORPORATION.