Finance

Traditional Finance
Effortlessly achieve your awaited business credit as PSSIB made traditional finance reach the highest level of flexibility and extensiveness just to meet your financing requirements. Ultimately, you, as a member, will have full control on which type of financing methods will be used. PSSIB offers traditional trade finance products, including the issuance of letters of credit, lines of credit for open account trade finance, the issuance of contract guarantees and performance bonds.

Credits and LoansPSSIB accords loans in all maturities from overdraft facilities and short-term fixed-rate credit to medium- or long-term development loans. PSSIB also caters to investment projects as they offer amortization loans with fixed repayment rates, annuity loans with low initial payments or bullet loans with credit maturities of a maximum 30 years and fixed interest rates for up to 10 years.

GuaranteesGuarantee or surety is a common finance instrument wherein someone would assume the responsibility for the debt obligation in cases of default. For this situation, PSSIB can provide guarantees in the form of contract fulfillments, tender bonds, advance guarantees or performance bonds in both domestic and foreign form.

Fixed InterestDuring volatile markets characterized by rapid changes of interest structures, PSSIB can provide you with fixed rate protection through fixed-rate agreements or by the use of interest rate derivates such as caps and swaps, among others.